The exposures every owner assumes are covered — until the day they aren't. Find yours in two minutes. Each one carries a number.
Answer six quick questions and see where your wealth is most exposed right now — then go straight to the gap that matters most. See your result on the spot; save it if you want it kept.
Wealth you built for them, quietly spent on a crisis you didn't cover.
A stroke or long illness doesn't just cost money — it reassigns it. The estate meant for your children ends up funding your own care. You don't lose the wealth. It just never arrives where you sent it.
Keeping the business's risks from burning down your personal life.
When the business owes, who do the creditors reach? If the wall between company risk and personal assets is thin — or not there — your home is part of the balance sheet.
Who runs it — and can anyone actually get the wealth out.
Two gaps in one event. The control gap: who signs, who decides, who keeps it breathing. The liquidity gap: the wealth is real but trapped in the business — no buyer, no cash, nothing your family can use.
Building successors who can carry it, not just receive it.
Naming an heir is a line in a document. Making one ready is years of work. The difference decides whether what you built survives the handover or unwinds inside a generation.